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How To Stop Procrastinating On Homework

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Do My Homework Online Phat Math tutors specialize in math help for all grades. This comprehensive site is easy to navigate and provides fast free help. The downside is that their services seem to be lacking. According to many of the reviews we’ve seen in various places, No Need to Study NYC tends to miss deadlines. Though this is the case when it comes to the detection of cheating, no method can be considered as foolproof. However, students should practice academic honesty. This means you can easily pay them a visit or call their office. However, this does not mean that the company is legit. The answer is that they are indeed a legit company. If another student takes their test using the same computer without seeking authorization from the instructors, this qualifies as cheating because the same exam can be submitted by both students. First, Blackboard is part of an online plagiarism checking tool known as SafeAssign. The tool checks for overlaps between the submitted paper and papers that have been previously submitted. Basically, yes, Blackboard can detect cheating if a student submits essays or exam answers that openly violate its policies and anti-cheating rules. It does this by using SafeAssign, Proctored exams, Lockdown browsers, video, audio and IP monitoring. However, if you take the right precautions before and during the submission, you can work through it. Having an online exam, a test, or just an assignment through your university’s Blackboard? Well, you might be wondering whether Blackboard can detect cheating. It is common to question if Blackboard can detect open tabs, view your webcam, IP address, or copy-pasting? Keystroke analysis allows proctors to detect irregularities as students type. Live proctors can usually tell the difference between a student who is typing an answer and one who’s trying to take a screen grab. For all the tech-savvy students who use cutting-edge tools to break the rules, there are always those who don’t quite grasp how technology works. One student held his cell phone up to his computer screen in order to take pictures of the exam. Further, the California Community Colleges Online Education Initiative partnered with VeriCite to incorporate plagiarism detection software into its LMS. As a significant network of online schools, this is yet another indicator that schools across the country take plagiarism seriously and are constantly on the lookout for the best detection methods. It is also important to consider the investment factor. He had apparently forgotten that webcams go both ways. For example, Plagscan is a plagiarism detection technology that can integrate seamlessly with popular LMS applications including Blackboard, Moodle, and Schoolology. Hippo Campus is specifically designed with math in mind and offers chat boards, forums, free online tutors and more all for free. Some students use furniture to provide cover -- closets, desks and beds can all act as shelter for cheaters looking to game the system. When it comes to the most versatile piece of decor, however, blinds might top the list. There’s no rule against staying hydrated while taking a test -- but we’ve seen students use drinks for more than just quenching their thirst. Of course, there are other ways to take a screenshot without pulling out a camera -- but those would-be cheaters are out of luck, too. I have a learning disability so writing takes me much longer than other people. I really excel in science subjects though and that's what I love to do. Now I can hand in great essays and focus on that. Before taking exams through Blackboard, students are required to download the Respondus LockDown Browser and install it on their computers. Students can only access the exams or tests through the special browser.

Do My Homework Online

Do My Homework Online Phat Math tutors specialize in math help for all grades. This comprehensive site is easy to navigate and provides fast free help. The downside is that their services seem to be lacking. According to many of the reviews we’ve seen in various places, No Need to Study NYC tends to miss deadlines. Though this is the case when it comes to the detection of cheating, no method can be considered as foolproof. However, students should practice academic honesty. This means you can easily pay them a visit or call their office. However, this does not mean that the company is legit. The answer is that they are indeed a legit company. If another student takes their test using the same computer without seeking authorization from the instructors, this qualifies as cheating because the same exam can be submitted by both students. First, Blackboard is part of an online plagiarism checking tool known as SafeAssign. The tool checks for overlaps between the submitted paper and papers that have been previously submitted. Basically, yes, Blackboard can detect cheating if a student submits essays or exam answers that openly violate its policies and anti-cheating rules. It does this by using SafeAssign, Proctored exams, Lockdown browsers, video, audio and IP monitoring. However, if you take the right precautions before and during the submission, you can work through it. Having an online exam, a test, or just an assignment through your university’s Blackboard? Well, you might be wondering whether Blackboard can detect cheating. It is common to question if Blackboard can detect open tabs, view your webcam, IP address, or copy-pasting? Keystroke analysis allows proctors to detect irregularities as students type. Live proctors can usually tell the difference between a student who is typing an answer and one who’s trying to take a screen grab. For all the tech-savvy students who use cutting-edge tools to break the rules, there are always those who don’t quite grasp how technology works. One student held his cell phone up to his computer screen in order to take pictures of the exam. Further, the California Community Colleges Online Education Initiative partnered with VeriCite to incorporate plagiarism detection software into its LMS. As a significant network of online schools, this is yet another indicator that schools across the country take plagiarism seriously and are constantly on the lookout for the best detection methods. It is also important to consider the investment factor. He had apparently forgotten that webcams go both ways. For example, Plagscan is a plagiarism detection technology that can integrate seamlessly with popular LMS applications including Blackboard, Moodle, and Schoolology. Hippo Campus is specifically designed with math in mind and offers chat boards, forums, free online tutors and more all for free. Some students use furniture to provide cover -- closets, desks and beds can all act as shelter for cheaters looking to game the system. When it comes to the most versatile piece of decor, however, blinds might top the list. There’s no rule against staying hydrated while taking a test -- but we’ve seen students use drinks for more than just quenching their thirst. Of course, there are other ways to take a screenshot without pulling out a camera -- but those would-be cheaters are out of luck, too. I have a learning disability so writing takes me much longer than other people. I really excel in science subjects though and that's what I love to do. Now I can hand in great essays and focus on that. Before taking exams through Blackboard, students are required to download the Respondus LockDown Browser and install it on their computers. Students can only access the exams or tests through the special browser.

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6 Tips For Writing A Great University Admissions Essay

6 Tips For Writing A Great University Admissions Essay We fly all over the country to take part in professional development seminars where we receive current information on college admissions. Our consultants visit schools in the U.S. and internationally in order to help you build essays that are on-point for each university. Your IvySelect college counselor will help you tie together the various pieces of your application in both the academic and extracurricular contexts. Through our strategic vision, you will understand how your school-based and summer activities, as well as your personal and family experiences tie together to showcase your life themes. We’ll help you demonstrate your vision throughout your application and your essays, so that, in admissions speak, there will be the proper “resonance” across all of your college admissions documents. When students lack professional college admissions guidance, they often will write essays that they think admissions officers want. They may envision a professorial old man sporting a bow tie and dowdy sports jacket as their gatekeeper. If you’re ready to receive this fantastic gist - saved time and efforts, drop our service a line to order your task. With our college essay help, students don’t need to worry about writing a unique competitive essay that’ll get them into the school. They will take care of every single even general aspect of your submission, ensure best services. Our service will take your suggestions into account, pay attention to your feedback, meet all the minute details. No matter how well you write your first draft, there's probably room for improvement. Luckily for those of you looking for admission essay writers, we have a team of experts with years of college papers writing experience who can market your brand well. Contact us for tips, especially if you have questions about college admission essay writing. No need to leave the comfort of your home staying up late in the library, asking other candidates to help with admission, proofreading your admission essay. This personal statement writing service will help. Even the most difficult assignments will be completed with the quality to satisfy the most demanding client. The process of getting your admission essay is very simple and follows several stages. The first stage involves asking our staff for some prompts or help. The next step is hiring your writer at an affordable rate. This is facilitated by choosing one of the writers from our pool of experts. Though a few admissions officers may fit that profile, most AO’s do not belong to that demographic. IvySelect’s counselors participate in national college conferences alongside admissions officers, who share their insights about their schools and their different admissions processes. Students are faced with the fact that a good application essay is not easy to write. We figured out how to help students in the best possible way. The desire to sometimes go for a walk with friends, watch TV, and even nap, forgetting about your writing, is absolutely normal. We even advise you to spend your time as you want while we are working on your writing assignment. With admission essays, maintaining originality helps in winning a slot in that institution. To make your essay more personal, we give you a chance to write all the instructions and personal details that our writers will follow in the writing process. You also get the chance to liaise with the writer about the outlook of your best admission essay. Use your own voice and your own stories to illustrate why you would be an asset to the school. Don't fall into the trap of sanitizing your speech and your opinions for risk of offending an admissions officer. The next step involves the writing process, which is done in consultations with you. Once you are satisfied that the work is cutting edge, you receive your paper. Rest assured that our college admission essay will help you enter your desired institution of higher learning. If you look forward to the moment when you will enroll in a college or university, but are not sure of your writing skills, this is a sure sign to use our help. After your initial draft is complete, let it sit for at least a day. With some space between yourself and your initial writing, you'll be able to view your essay objectively and have better luck finding the flaws. After polishing it up, let it sit again and give it another coat of polish before showing it to your proofreaders. The best college admission essays go through several drafts before they're finished, so don't be afraid to rewrite your essay as many times as needed.

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Do Your Homework School is training her well for the inanities of adult life. Because I happen to be in the middle of my week of homework when this year’s parent-teacher conferences take place, I am uniquely equipped to discuss the work Esmee is doing. And over the years, I have noticed that the amount of homework does let up, slightly, after the conferencesâ€"if enough parents complain. One of the reasons I believe my daughter hasn’t yet tried marijuana is because she simply doesn’t have the time. We stand on the sidewalk for a few minutes, chatting. The husband is smoking a joint, and he hands it over. I haven’t smoked in a few months, but it’s Friday night and I’ve been doing homework all week. We part ways, and my wife and I go to a Japanese restaurant, where, as soon as I am seated, I regret smoking. Perhaps more terrifying, however, was that fewer than 5% of these candidates made any effort whatsoever to communicate why they wanted to join our department’s faculty in particular. As best as any on the search committee could guess, the identical applications might well have landed, unaltered, upon dozens of recruitment piles across the globe. What these applicants apparently failed to recognize is that we don’t just want to recruit a great scientist; we want to be certain that our new hire will thrive at our institution. Our search committee also concluded that the applicants failed to capitalize on an opportunity to foresee collaborations, forge synergies, or propose new directions that could relate to our program. It’s only Friday, and I have until Monday to finish my homework. All of my students have this app and I am seeing an improvement with their comprehension and understanding of basic and complicated math facts. The text recognition is near perfect, even with my sloppy handwriting. Instead, she’s watching episodes ofPortlandiaon her computer. The weekend homework includes another 15 algebra equations, studying for a Spanish test on Monday, and, of course, moreAngela’s Ashes. I tell Esmee that this seems strangeâ€"didn’t she just have an algebra midterm? The solution, no matter how complicated, is accompanied with steps which go in detail to explain the problem and it's properties. I use this app mostly to check my work and see exactly where I went wrong in solving. I use this on all of my homework and practice notes. If you have a big assignment due on Thursday and you have a basketball game on Wednesday night, be sure to do the assignment on Tuesday evening. On Sunday, ask your parents if they have anything planned for you for the week. She says that in her class, they have more than one midterm every term. Our math homework this evening is practicing multiplying a polynomial by a monomial, and we breeze through it in about half an hour. When I get home, Esmee tells me she got a C on her math homework from the night before because she hadn’t made an answer column. Her correct answers were there, at the end of each neatly written-out equation, yet they weren’t segregated into a separate column on the right side of each page. I’m amazed that the pettiness of this doesn’t seem to bother her. It’s going to be hell trying to do algebra tonight with the head I have on right now. My wife and I decide to go out to dinner, and on our way up Hudson Street, we run into another couple we are close friends with. Coming back with only one semester left I find myself in an odd spot. I’ve just returned from Oxford, which is easily one of the most amazing experiences of my life, both academically and personally, and I only have one semester left. Photomath has improved student performance in a wide range of classrooms and schools worldwide. Implement Photomath to elevate your teaching and accelerate student learning. I love math but on occasions, no matter how much you show your students how to do long division they just can't get it. This is the time to learn about dentist appointments, birthday dinners, your brother’s baseball games, etc. It is always better to know about these things ahead of time, rather than at the last minute. The single reason you go to school is to learn and prepare for your future; whether you will someday have a career, manage a home, or both, you will need to take responsibility. Get weekly and/or daily updates delivered to your inbox. You can unsubscribe at any time and we'll never share your details to third parties. Thank you for taking your time to send in your valued opinion to Science X editors. Perhaps such omissions are a result of generic, open-ended job advertisements. Perhaps with so many applications to write, the candidates decide they can’t invest the time to tailor each to the opportunity at hand. A recent posting for a tenure-track junior faculty position in my department attracted more than 200 applications, a frightening number in and of itself.

How To Do Your Homework Faster In Slotted Time?

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Sources Of Finance To A New Business Finance Essay - Free Essay Example

Whether you are thinking of starting up your own business or if an existing business is thinking of expanding, it is likely that money will be needed. The money needed to start a business is called business finance. Where do businesses get the finance to start a business or to finance expansion? This resource will look at some of the possibilities. When you are working through the resource, remember that some sources of finance will be appropriate for some businesses but not for others. When looking at this area, there are a number of things you need to think about. First of all, you need to consider why the business needs to raise finance. Finance can be needed for a variety of different reasons, which will have an effect on what the most appropriate sources of finance will be. The type of finance needed to deal with these problems is going to be different it is unlikely, for example, that Liverpool FC would use a bank overdraft or a credit card as a source of finance to pay for their new stadium! We tend to break up the sources of finance into two parts short term finance and long term finance. You might also see reference to medium term finance. There might be some types of finance that do not sit neatly into either short term or long term so medium term might apply! Short term finance Hopefully you managed to get the right sources of short term finance in the drag and drop activity. Let us have a look in a bit more detail at each of the main types of short term finance. Bank Overdraft Most businesses have an account with a bank. The bank deals with all the deposits (money put into the account) and withdrawals (money taken out). Most banks know that businesses do not always receive money from sales straight away. If you run a sandwich bar in a local trading estate then you might get money straight away when you sell your sandwiches. If you are a business selling electrical equipment to an electrical retailer then you may not get paid straight away when you deliver your goods. When differences occur in the money a business receives from sales (its revenue or turnover) and the money it has to pay out on labour, machinery, equipment, distribution and so on (its costs) the firm can face difficulties. The money flowing into a business from sales and the amount it spends on costs that go out of the business is called its cash flow. Cash inflows to a business Cash outflows from a business (Revenue from sales, loans, interest, sales of assets etc (Payment for raw materials, stock, labour, insurance, rent, rates etc.) A business might need to pay a bill on the 28th November for pound;1,500 but not have enough money in its account to pay the bill. It might know that it is due to receive pound;3,500 from a customer on the 10th December but in the meantime it has a cash flow problem. This is when it is appropriate to arrange an overdraft with a bank. An overdraft is an agreement with a bank to allow the business to spend money it does not have it is a form of a loan therefore. In our example, the business might arrange for an overdraft facility of pound;5,000 with its bank. It can now pay the bill for pound;1,500 and not worry about the cheque bouncing. A cheque is said to bounce when the bank refuses to honour the payment. It might be returned to the business and if this happens a charge is made to the business. Not only do bounced cheques cost the business money in bank charges but the relationships with its suppliers can be damaged. Some suppliers might think twice before supplying the business with any more stock in such circumstances! Arranging an overdraft avoids this problem. The business will get charged interest on the amount they have loaned. In our example, the overdraft facility is pound;5,000. If the business only uses pound;1,500 of that limit, they only pay interest on the pound;1,500, not the whole pound;5,000. This is a key difference between an overdraft and a loan. Overdraft facilities do have their disadvantages. The interest rate on an overdraft can be quite high, especially for small firms where the risk to the bank that they might not get their money back is greater. In addition, the business is not allowed to exceed their overdraft limit. If they do the bank might refuse to pay cheques to creditors (people who are owed money) and may hit the business with a hefty charge for exceeding the limit. Overdraft facilities can be re-negotiated but if this is tried too many times, it may be a signal to the bank that a business has not got control over its finances. Trade Credit This is a period of time given to a business to pay for goods that they have received. It is often 28 days but some businesses might not pay for 6 months and on some occasions even a year after they have received goods. Hill Farm Furniture is a small business based between Nottingham and Lincoln. The business makes high quality kitchen furniture. The vast majority of the work done by the business is strictly to order and made to suit the specific requirements of the customer. Hill Farm use wood lots of it! When they receive a delivery from their supplier they do not pay straight away. They will receive a 28 day period before having to settle the bill. For a small business like Hill Farm Furniture, trade credit might be a useful source of short term finance to help them manage their cash flow more effectively. Source: Hill Farm Furniture. For many small firms, this effectively means they are getting some funds for free. Assume that the bill for a delivery of wood comes to pound;8,000 for Hill Farm. If they have 28 days before they have to pay they have effectively received a loan of pound;8,000 from their supplier for 28 days interest free. This gives the business the time to be able to manage their finances and balance their cash flows more effectively. If a business did not pay the debt after the 28 days has past then there might be a penalty to pay. The supplier might charge a fee or start charging interest or even take the business to court to get its money back. Non payment of debts like this can cause businesses especially small businesses real problems. If they are not receiving money for the goods they have supplied they cannot pay their own debts! Task Businesses supplying the motor parts retailer Halfords were very angry at a decision made by the company in December 2005. Halfords announced that they were going to change the trade credit terms with their suppliers from 90 days to 120 days. Consider the advantages and disadvantages to a small firm supplying Halfords of this decision. Credit Card A credit card works very much like trade credit. If you buy something using a credit card, you will receive a statement once a month with the details of the amount spent during the last month. You then have a certain period of time to either pay the full amount or a minimum amount. Example: James runs a sandwich bar. He gets a lot of his supplies from a cash and carry bread, cheese, margarine, ham, tuna and so on. He pays for his weekly supplies by credit card. On the 16th of each month he receives his statement. This month it is for pound;645. He is told that he must pay a minimum sum of pound;50 or the full amount by the 5th of next month. If he pays the full amount he effectively gets over a months interest free loan. If he chooses to pay off only part of the full amount he will have to pay interest on the amount still owed. That can be expensive! Many businesses have a company credit card. It can be a useful way of managing expenses and if paid off in full can be a useful and cheap source of short term finance. Lease Most businesses have to buy equipment and machinery of some sort. Many firms have a fleet of company cars which certain staff use or vehicles that they use for distribution. There are a number of ways of buying these things. The business might go to the bank for a loan, arrange some sort of finance deal with the supplier, use cash they have in the business or arrange a lease option. Some machinery or equipment might not be a cost effective proposition to be bought outright. In these cases, leasing may be a more sensible option. Copyright: Adrian Adrian, from stock.xchng. A lease effectively means that the business is paying for the use of a product but do not own it. It is also called hiring. A lease agreement on a van, for example, might mean that the firm pays out pound;350 per month for a three year lease. At the end of the three years the vehicle returns to the owner. Lease agreements can be of benefit to the firm for the following reasons: It can be cheaper to arrange a lease rather than having to buy equipment outright Leases can be very flexible equipment might only be needed for a short time or for a particular project and so does not warrant being bought outright. The company that owns the equipment, machinery or vehicles is responsible for the maintenance and this can help reduce costs for the business. The payments made are generally fixed and will not therefore change as interest rates change. This helps business plan more effectively. Bank Loans Bank loans are very flexible. They can vary in the length of time that the loan has to be repaid. Loans arranged with a bank that are less than one year are regarded as short term finance. As with any other form of loan there are interest payments to be made and this can be expensive and also can vary. Task Tyrell worked in a Pizza Hut store for five years before deciding to set up his own pizza delivery store. The business has been going for two years and has been quite successful. The quality of the service and the pizzas themselves has led to an increased demand for his products. The pizza business is booming but how should Tyrell finance his plans for expanding his distribution network? Copyright: Jacque Stengel, from stock.xchng. Tyrell now feels he needs to increase the number of vehicles he has that deliver the pizzas. He did buy two Smart cars initially to make deliveries from a local dealer. He is now contemplating buying two more. He is thinking about the most appropriate way of financing the acquisition of the two cars. Prepare a 200 word report advising Tyrell of his options and what source of finance you would recommend and why. Long Term Sources of Finance Long term sources of finance are those that are needed over a longer period of time generally over a year. The reasons for needing long term finance are generally different to those relating to short term finance. Long term finance may be needed to fund expansion projects maybe a firm is considering setting up new offices in a European capital, maybe they want to buy new premises in another part of the UK, maybe they have a new product that they want to develop and maybe they want to buy another company. The methods of financing these types of projects will generally be quite complex and can involve billions of pounds. Large-scale development of plant and equipment may cost millions of pounds. Long term finance is needed for this type of development. Copyright: Alfonso Lima, from stock.xchng. It is important to remember that in most cases, a firm will not use just one source of finance but a number of sources. There might be a dominant source of funds but when you are raising hundreds of millions of pounds it is unlikely to come from just one source. Shares A share is a part ownership of a company. Shares relate to companies set up as private limited companies or public limited companies (plcs). There are many small firms who decide to set themselves up as private limited companies; there are advantages and disadvantages of doing so. It is possible, therefore, that a small business might start up and have just two shareholders in the business. If the business wants to expand, they can issue more shares but there are limitations on who they can sell shares to any share issue has to have the full backing of the existing shareholders. PLCs are different. They sell shares to the general public. This means that anyone could buy the shares in the business. Merrill Lynch: a merchant bank that engages in large-scale deals to acquire sources of finance. Some firms might have started out as a private limited company and have expanded over time. There might come a time when they cannot issue any more shares to friends or family and need more funds to continue expanding. They might then decide to become a public limited company. This is called floating the business. It means that the business will have to go through a number of administrative and legal procedures to allow it to be able to offer shares to the general public. It might be that a business wants to raise pound;300 million to finance its expansion plans. It might issue 300 million pound;1 shares in the company. The offering of these shares has to be accompanied by a prospectus which lays out details of the business what it is involved in, how it is structured, how it will be managed and so on. This is so that prospective investors, people or institutions who might want to buy the shares, can get information about the company before committing to buying shares. Often a business will employ the services of a merchant bank to help with a share issue. These institutions specialise in arranging large financial deals of this sort. Examples of such institutions are Morgan Stanley, Merrill Lynch, Rothschilds and Goldman Sachs. These institutions may agree to underwrite the share issue. What this means is that if all the shares are not sold, the institution will still provide all the money to the firm issuing the shares. Once the shares are sold, share owners can buy and sell their shares through the stock exchange. Such buying and selling does not affect the business concerned directly and is one of the main advantages of the stock exchange. You can get more details of how the stock exchange works through our resource on the London Stock Exchange. There may be times in the development of a plc when it needs to raise more funds. In this case it can issue more shares. Many firms will do this through what is called a rights issue. This occurs where new shares are issued but existing shareholders get the right to purchase new additional shares at a reduced price. If the business is doing well and the new finance is needed for expansion, this can be an attractive proposition for existing shareholders. For the business it is a relatively quick and cheap way of raising new funds. Task Follow this link to Morgan Stanleys United Kingdom Transactions. (https://www.morganstanley.com/about/offices/uk-transactions.html) Select three of the transactions from the list. Try and work out who was trying to raise finance, how much they wanted to raise and then think about what they might have wanted to raise this money for. For example, one of the entries for March read: March Transport for London pound;200 million Euro market public issue, 25-year fixed-rate note. In this case, the business trying to raise money was Transport for London. They wanted to raise pound;200 million and did so through borrowing money over a 25 year period. The people lending the money would have received a fixed rate of interest for the period that they choose to hold the loan. (These notes can be bought and sold as well!). Why did Transport for London want to raise the money? Well, that is for you to think about. Venture Capital Venture capital is becoming an increasingly important source of finance for growing companies. Venture capitalists are groups of (generally very wealthy) individuals or companies specifically set up to invest in developing companies. Venture capitalists are on the look out for companies with potential. They are prepared to offer capital (money) to help the business grow. In return the venture capitalist gets some say in the running of the company as well as a share in the profits made. Venture capitalists are often prepared to take on projects that might be seen as high risk which some banks might not want to get involved in. The advantages of this might be outweighed by the possibility of the business losing some of its independence in decision making. Examples of venture capitalists (who are also called private equity firms) are Advantage Capital Limited, Braveheart Ventures, Permira and Hermes Private Equity. Task Go to the BVCA Web site. (https://www.bvca.co.uk/index.html) The site contains a list of members all firms providing capital for businesses! It also contains some case studies of how private equity firms have helped entrepreneurs. To find this, go to Entrepreneurs, Entrepreneurs case studies and open the pdf file. You can get some interesting information on the work of venture capitalists here. Now go to Permiras page on the Gala Coral Group (https://www.permira.com/permira/en/dealdetail.jsp?id=50530) and read the information. How much money did Permira invest in Coral? In October 2005, Gala bought Coral Eurobet. How much did they pay to buy this company? What do Permira plan to do to help the business grow in the future? Why do you think that Permira believes the investment in the Gala group is a good one? Government Grant The Eden Project near St Austell in Cornwall. The cost of the project was pound;133.6 million. Some of the funding came from the National Lottery and some came from the EU. Copyright: Simon Nicholson, from stock.xchng. Some firms might be eligible to get funds from the government. This could be the local authority, the national government or the European Union. These grants are often linked to incentives to firms to set up in areas that are in need of economic development. In Cornwall, for example, there have been a number of initiatives to encourage new businesses to locate there. Cornwall has the lowest gross domestic product (GDP) per head of the population in the UK. The average wage in Cornwall is 28% below the UK average. As a result, the area attracts funding from the EU and the government. Firms looking to set up in Cornwall might be able to apply for some help in starting or moving a business to the area. One of the disadvantages of this type of funding is that it involves large amounts of paperwork and administration. This can add to costs and in some cases might not make the project worthwhile. One famous example of how a business project can be developed using European Union funding was the Eden Project. The EU was not the only source of finance to help set up the project but was an important partner in helping to realise this important tourist destination for a deprived part of Cornwall. Bank Loans As with short term finance, banks are an important source of longer term finance. Banks may lend sums over long periods of time possibly up to 25 years or even more in some cases. The loans have a rate of interest attached to them. This can vary according to the way in which the Bank of England sets interest rates. For businesses, using bank loans might be relatively easy but the cost of servicing the loan (paying the money and interest back) can be high. If interest rates rise then it can add to a businesses costs and this has to be taken into account in the planning stage before the loan is taken out. Mortgage A mortgage is a loan specifically for the purchase of property. Some businesses might buy property through a mortgage. In many cases, mortgages are used as a security for a loan. This tends to occur with smaller businesses. A sole trader, for example, running a florists shop might want to move to larger premises. They find a new shop with a price of pound;200,000. To raise this sort of money, the bank will want some sort of security a guarantee that if the borrower cannot pay the money back the bank will be able to get their money back somehow. The borrower can use their own property as security for the loan it is often called taking out a second mortgage. If the business does not work out and the borrower could not pay the bank the loan then the bank has the right to take the home of the borrower and sell it to recover their money. Using a mortgage in this way is a very popular way of raising finance for small businesses but as you can see carries with it a big risk. There may be a need to move to larger premises but the risks could be great if using your home as security for a loan. Copyright: Sue Anne Joe, from stock.xchng. Owners Capital Some people are in a fortunate position of having some money which they can use to help set up their business. The money may be the result of savings, money left to them by a relative in a will or money received as the result of a redundancy payment. This has the advantage that it does not carry with it any interest. It might not, however, be a large enough sum to finance the business fully but will be one of the contributions to the overall finance of the business. Retained Profit This is a source of finance that would only be available to a business that was already in existence. Profits from a business can be used by the owners for their own personal use (shareholders in plcs receive a share of the company profits in the form of a dividend usually expressed as Xp per share) or can be used to put back into the business. This is often called ploughing back the profits. The owners of a business will have to decide what the best option for their particular business is. In the early stages of business growth, it may be necessary to put back a lot of the profits into the business. This finance can be used to buy new equipment and machinery as well as more stock or raw materials and hopefully make the business more efficient and profitable in the future. Selling Assets As firms grow they build up assets. These assets could be in the form of property, machinery, equipment, other companies or even logos. In some cases it may be appropriate for a business to sell off some of these assets to finance other projects.

Langston Hughes Salvation Essay example - 642 Words

Langston Hughes Salvation In most peoples lives, there comes a point in time where their perception changes abruptly; a single moment in their life when they come to a sudden realization. In Langston Hughes Salvation, contrary to all expectations, a young Hughes is not saved by Jesus, but is saved from his own innocence. Salvation is the story of a young boy who has an experience of revelation. While attending a church revival, he comes to the sudden realization that Jesus will not physically come save him. In the first three sentences of the essay, the speaker adopts a very childlike style. He makes use of simple words and keeps the sentences short, similar in style to that of an early aged teenager. But since the text†¦show more content†¦(182) praying at the church, or hear the sound of ?mighty wail of moans and voices? (182). And it is almost impossible not to feel the warmth contained in the ?hot, crowded church? (181). In short, the technique used by Hughes is set to put the reader in the same ambiance the young boy is in, thus giving us a closer look at his innocence. The innocence shown by the young boy at the beginning of the story can be attributed to many factors, the main reason being his Auntie Reed. She goes on talking for days about the big revival. Just like any other kid would, Hughes listens and believes word-for-word what his aunt tells him: ?She said you could see and hear and feel Jesus in your soul.? (181) This naivete is characteristic of youths of that age group. After all, he ?heard a great many old people say the same thing? (181) and it seemed to him ?they ought to know? (181). With all the hype and anticipation surrounding this event, Hughes is certain something is bound to happen. His disappointment is manifested when he does not literally see Jesus. From what he has been told, Hughes is expecting to see a human incarnation of Jesus. He is actually more than just expecting to see him; he badly wants to be saved! Seeing Westley give up so carelessly, triggers an awkward feeling inside of Hughes. The thought that Jesus is not going to show up after all is starting to grow. That leads him to eventually give up and join Westley in lying. It is only at night that he comesShow MoreRelatedEssay on Salvation (Langston Hughes)666 Words   |  3 PagesInnocence In most peoples lives, there comes a point in time where their perception changes abruptly; a single moment in their life when they come to a sudden realization. In Langston Hughes Salvation, contrary to all expectations, a young Hughes is not saved by Jesus, but is saved from his own innocence. Salvation is the story of a young boy who has an experience of revelation. While attending a church revival, he comes to the sudden realization that Jesus will not physically come save himRead MoreSalvation Langston Hughes Analysis804 Words   |  4 Pagesinterpretations of the word. The main issue that Langston Hughes raises is the need to feel saved at a young age. In Hughes’ essay, â€Å"Salvation†, he demonstrates the issues that are raised through the implementation of faith for children that are of a young age. Through his use of a childhood perspective, Hughes demonstrates to the reader the thoughts that go through the mind of a child, to demonstrate the irony of himself not actually being saved on that day in church. Hughes additionally supplements his thoughtsRead MoreEssay about Salvation by Langston Hughes734 Words   |  3 PagesSalvation by Langston Hughes Salvation, by Langston Hughes is part of an autobiographical work written in 1940. The author narrates a story centering on a revival gathering that happened in his childhood. During the days leading up to the event, Hughes aunt tells him repeatedly that he will be saved, stressing that he will see a light and Jesus will come into his life. He attends the meeting but when Jesus fails to appear, he is forced by peer pressure to lie and go up and be saved. HughesRead More`` Salvation `` By Langston Hughes873 Words   |  4 Pagessomething that is not a part of the visible world. â€Å"Salvation† by Langston Hughes is a prime example of how some children receive the unseen world, specifically a higher power. Hughes at a young age is forced by his aunt to go to her church for a revival. The then twelve-year-old is told that he will see a light and feel Jesus’ presence from there on out. At the revival, the young girls in the group of children claim to be saved immediately. Only young Langston and another boy are left waiting to experienceRead More`` Salvation `` By Langston Hughes1359 Words   |  6 PagesLangston Hughes’ short essay, â€Å"Salvation,† is a controversial yet interesting story that brings many conflicts between people in society. He discusses his personal point of view about his religious experience. Although religion has impacted many people throughout the years, it is still an extremely debatable topic. Many people believe that if you go to church you’ll be good for the rest of your life and just because you convince them as kid to behave a certain way, it will stop them from making poorRead MoreCritical Essay on Salvation by Langston Hughes1034 Words   |  5 PagesCritical Essay – â€Å"Salvation† by Langston Hughes Salvation is defined as the deliverance from sin and its consequences. In a Christianity sense, salvation is when a person accepts the Lord Jesus Christ as their savior, and they believe the fact that he died for the sins of Christians. The term of salvation is often referred to as being â€Å"saved†. Salvation is when one delivers not only their body in a physical to the church and God, but it is also a committee to Jesus mentally and spiritually. GettingRead MoreReligion and Race in Langston Hughes Salvation897 Words   |  4 PagesReligion and Race in Langston Hughes Salvation Langston Hughes is one the most renowned and respected authors of twentieth century America not simply one of the most respected African-American authors, though he is certainly this as well, but one of the most respected authors of the period overall. A large part of the respect and admiration that the man and his work have garnered is due to the richness an complexity of Hughes writing, both his poetry and his prose and even his non-fictionsRead MoreAnalysis Of Langston Hughes s The Salvation 1769 Words   |  8 PagesHunter Podlin September 19, 2014 English 1102 In Langston Hughes s autobiographical anecdote, â€Å"Salvation,† the author reflects on his childhood, and also examines the basis on which his religious views were founded. Hughes s nonfiction piece, written in adulthood, allows him to look back on his past and reconsider what he learned about salvation, as well as organized religion and conformity, as a child. Because of this inquiry, he begins to question the ways in which adults pressure young peopleRead MoreLangston Hughes Salvation, a Response1137 Words   |  5 PagesUNIVERSITY OF EL SALVADOR FACULTY OF JURISPRUDENCE AND SOCIAL SCIENCES SCHOOL OF INTERNATIONAL RELATIONS ENGLISH VII â€Å"Descriptive Essay† TEACHER: Angà ©lica Marà ­a Là ³pez Portillo GROUP MEMBERS: GROUP B2 CYCLE: 01/2011 University City, Tuesday, April 5th 2011. Descriptive Essay Concept. A descriptive essay is a type of essay strives to create a deeply involved and vivid experience for the reader of the item being described. It is often creative, personal. The purposeRead MoreThe Veil And Salvation By Mary Satrapi And Langston Hughes Adventure980 Words   |  4 PagesReligion is what you believe, what you have faith in. Many people considered it taboo; it is hard to express oneself on the subject. Authors such as Majarne Satrapi and Langston Hughes adventure themselves on this topic by writing respectively â€Å"The Veil† and â€Å"Salvation†. Both texts illustrate the control of religion by humans for their own benefit. By using a claim of solution, the authors demonstrate that one should find his own path to God. Even though they both share the same idea they approach